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Merchant Portal System with Explanation of Benefits

US 10,068,295 In force
OverviewFamilyAssignmentsSources & methods

Term ends Jun 13, 2032 · High confidence

Held by Vpay, Inc.
Filed Aug 24, 2015 as application 14/833,853 · Granted Sep 4, 2018
Base term, 20 years from filing
Today
20 years from filing
2012 2032
Clock starts
Jun 13, 2012
Term ends
Jun 13, 2032
Granted
Sep 4, 2018
base term fee events Updated Nov 14, 2026 · includes USPTO assignment & status data published Nov 14, 2026 and grant & fee data published Nov 10, 2026 (weekly) · how we know
None
Term adjustment
No prosecution delay on this record.
No effect
Terminal disclaimer
Resolved from the filed document, referencing US 8,332,238, US 9,117,207, to Jun 13, 2032. The term already ends on or before that date, so the cap shortened nothing.
2 of 3
Maintenance fees paid
Three maintenance fees fall due, at 3.5, 7.5 and 11.5 years from grant. This counts the ones the record shows paid.
4
Family applications on record here
Applications sharing this one's continuity chain whose file history this site holds. The family may have others.

This patent's term is its 20-year base term, with no adjustment for prosecution delay. A terminal disclaimer is resolved from the filed document, and it ends no earlier than this term, so it shortens nothing. 2 of 3 maintenance fees are paid so far. Confidence: High. from the record

How we calculated this date

One row per rule, each showing its own input and what it did to the date. A step we could not verify says so instead of resolving itself.
StepInputDate after this stepConfidence
Base term, 20 years from filingClock starts Jun 13, 2012, when application 13/495,492, the earliest non-provisional in its chain, was filed (this one was filed Aug 24, 2015)Jun 13, 2032High confidence
Continuity chainEvery parent in the chain resolvedno changeHigh confidence
Patent term adjustmentNone on fileno changeHigh confidence
Terminal disclaimer capDisclaimer resolved from the filed document (refs US 8,332,238, US 9,117,207)resolves to Jun 13, 2032, no earlier than this term, so no changeHigh confidence
Patent term extensionNone on fileno changeHigh confidence
Fee events2 of 3 maintenance fees paidIn forceHigh confidence
Computed term endThe steps above, in orderJun 13, 2032High confidence

This family

US 8,332,238In force
Jun 2032
Jun 2032
US 9,117,207In force
Jun 2032
Jun 2032
US 10,068,295this patent
Jun 2032
Jun 2032
US 10,878,511In force
Jun 2032
Jun 2032
The applications whose file history this site holds. The family may have others.

Assignments

Assignment documents as recorded at the USPTO, oldest first, with the reel and frame each was recorded at. A recorded assignment is a filed document, not a statement of current ownership, and the absence of a later one is not evidence that the last one still stands.
RecordedAssignorAssigneeConveyance
Aug 27, 2015
Reel 36437, frame 114
Allen, Robert M.Stoneeagle Services, Inc.Assignment of Assignor's Interest
Jan 3, 2017
Reel 40829, frame 275
Stoneeagle Services, Inc.Comerica BankSecurity Interest
Apr 3, 2018
Reel 45425, frame 976
Stoneeagle Services, Inc.Vpay, Inc.Merger
Apr 5, 2018
Reel 45449, frame 712
Stoneeagle Services, Inc.Vpay, Inc.Change of Name
Apr 11, 2018
Reel 46676, frame 364
Vpay, Inc.Stoneeagle Services, Inc.Corrective Assignment to Correct the Conveying Party and Receiving Party Data Previously Recorded at Reel: 045425 Frame: 0976. Assignor(S) Hereby Confirms the Merger.
Jun 2, 2019
Reel 49340, frame 832
Comerica BankStoneeagle Services, Inc.Release of Security Interest
Oct 19, 2020
Reel 54097, frame 61
Vpay, Inc.Comerica BankSecurity Interest
Dec 29, 2020
Reel 54861, frame 737
Vpay, Inc.BMO Harris Bank N.A., as Administrative AgentGrant of a Security Interest Patents
Dec 30, 2020
Reel 54873, frame 646
Comerica BankVpay, Inc.Release of Security Interest
Jan 21, 2021
Reel 54989, frame 883
BMO Harris Bank N.A.Vpay, Inc.Release of Security Interest

Sources

Google Patents · The patent document at USPTO · Assignment records at USPTO

USPTO account required: This application in Patent Center · USPTO's maintenance fee lookup

Maintenance fee events come from USPTO's own fee records. Its fee lookup asks for the patent number and the application number.

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