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US

Virtual Payment Card Fraud Detection

US 10,445,735 In force
OverviewFamilyAssignmentsSources & methods

Term ends Aug 31, 2035 · High confidence

Held by Vpay, Inc.
Filed Mar 31, 2016 as application 15/087,374 · Granted Oct 15, 2019
Base term, 20 years from filing
Today
20 years from filing
2015 2035
Clock starts
Aug 31, 2015
Term ends
Aug 31, 2035
Granted
Oct 15, 2019
base term fee events Updated Nov 14, 2026 · includes USPTO assignment & status data published Nov 14, 2026 and grant & fee data published Nov 10, 2026 (weekly) · how we know
None
Term adjustment
No prosecution delay on this record.
None
Terminal disclaimer
No disclaimer on this record.
1 of 3
Maintenance fees paid
Three maintenance fees fall due, at 3.5, 7.5 and 11.5 years from grant. This counts the ones the record shows paid.
5
Family applications on record here
Applications sharing this one's continuity chain whose file history this site holds. The family may have others.

This patent's term is its 20-year base term, with no adjustment for prosecution delay. 1 of 3 maintenance fees is paid so far. Confidence: High. from the record

How we calculated this date

One row per rule, each showing its own input and what it did to the date. A step we could not verify says so instead of resolving itself.
StepInputDate after this stepConfidence
Base term, 20 years from filingClock starts Aug 31, 2015, when application 14/840,783, the earliest non-provisional in its chain, was filed (this one was filed Mar 31, 2016)Aug 31, 2035High confidence
Continuity chainEvery parent in the chain resolvedno changeHigh confidence
Patent term adjustmentNone on fileno changeHigh confidence
Terminal disclaimer capNone on recordno cap appliedHigh confidence
Patent term extensionNone on fileno changeHigh confidence
Fee events1 of 3 maintenance fees paidIn forceHigh confidence
Computed term endThe steps above, in orderAug 31, 2035High confidence

This family

Application 14/840,783Abandoned
not computed
not computed
US 10,445,735this patent
Aug 2035
Aug 2035
US 11,068,898In force
Aug 2035
Aug 2035
US 11,599,885In force
Aug 2035
Aug 2035
US 12,033,155In force
Aug 2035
Aug 2035
The applications whose file history this site holds. The family may have others.

Assignments

Assignment documents as recorded at the USPTO, oldest first, with the reel and frame each was recorded at. A recorded assignment is a filed document, not a statement of current ownership, and the absence of a later one is not evidence that the last one still stands.
RecordedAssignorAssigneeConveyance
Jun 1, 2016
Reel 38759, frame 996
Allen, Robert M.Stoneeagle Services, Inc.Assignment of Assignor's Interest
Apr 3, 2018
Reel 45425, frame 976
Stoneeagle Services, Inc.Vpay, Inc.Merger
Apr 5, 2018
Reel 45449, frame 712
Stoneeagle Services, Inc.Vpay, Inc.Change of Name
Apr 11, 2018
Reel 46676, frame 364
Vpay, Inc.Stoneeagle Services, Inc.Corrective Assignment to Correct the Conveying Party and Receiving Party Data Previously Recorded at Reel: 045425 Frame: 0976. Assignor(S) Hereby Confirms the Merger.
Oct 19, 2020
Reel 54097, frame 61
Vpay, Inc.Comerica BankSecurity Interest
Dec 29, 2020
Reel 54861, frame 737
Vpay, Inc.BMO Harris Bank N.A., as Administrative AgentGrant of a Security Interest Patents
Dec 30, 2020
Reel 54873, frame 646
Comerica BankVpay, Inc.Release of Security Interest
Jan 21, 2021
Reel 54989, frame 883
BMO Harris Bank N.A.Vpay, Inc.Release of Security Interest

Sources

Google Patents · The patent document at USPTO · Assignment records at USPTO

USPTO account required: This application in Patent Center · USPTO's maintenance fee lookup

Maintenance fee events come from USPTO's own fee records. Its fee lookup asks for the patent number and the application number.

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