Term ended Nov 22, 2025 · High confidence
20-year base term ended Nov 22, 2025
Filed Mar 8, 2021 as application 17/195,155 · Granted Nov 22, 2022
Base term, 20 years from filing
Today
Term ended Nov 22, 2025
2005
2026
Clock starts
Nov 22, 2005
Nov 22, 2005
Term ended
Nov 22, 2025
Nov 22, 2025
Granted
Nov 22, 2022
Nov 22, 2022
base term
after the term ends
fee events
Updated Nov 15, 2026 · includes USPTO assignment & status data published Nov 15, 2026 and grant & fee data published Nov 10, 2026 (weekly) · how we know
None
Term adjustment
No prosecution delay on this record.
No effect
Terminal disclaimer
Resolved from the filed document, referencing US 10,963,874, to Nov 22, 2025. The term already ends on or before that date, so the cap shortened nothing.
1 of 1
Maintenance fees paid
One maintenance fee can end this term early, the one due 3.5 years from grant; the next one's grace period runs past the term end. This counts it if the record shows it paid.
8
Family applications on record here
Applications sharing this one's continuity chain whose file history this site holds. The family may have others.
This patent's term is its 20-year base term, with no adjustment for prosecution delay. A terminal disclaimer is resolved from the filed document, and it ends no earlier than this term, so it shortens nothing. Confidence: High. from the record
How we calculated this date
One row per rule, each showing its own input and what it did to the date. A step we could not verify says so instead of resolving itself.
| Step | Input | Date after this step | Confidence |
|---|---|---|---|
| Base term, 20 years from filing | Clock starts Nov 22, 2005, when application 11/285,053, the earliest non-provisional in its chain, was filed (this one was filed Mar 8, 2021) | Nov 22, 2025 | High confidence |
| Continuity chain | Every parent in the chain resolved | no change | High confidence |
| Patent term adjustment | None on file | no change | High confidence |
| Terminal disclaimer cap | Disclaimer resolved from the filed document (refs US 10,963,874) | resolves to Nov 22, 2025, no earlier than this term, so no change | High confidence |
| Patent term extension | None on file | no change | High confidence |
| Fee events | 1 of 1 maintenance fees paid | term ended | High confidence |
| Computed term end | The steps above, in order | Nov 22, 2025 | High confidence |
This family
| US 7,866,548 | In force Aug 2028 | Aug 2028 |
| Application 11/741,426 | Abandoned not computed | not computed |
| US 10,248,951 | In force Mar 2029 | Mar 2029 |
| US 8,464,937 | Term ended Nov 2025 | Nov 2025 |
| US 10,671,999 | Term ended Nov 2025 | Nov 2025 |
| US 10,963,874 | Term ended Nov 2025 | Nov 2025 |
| US 11,507,951 | this patent Nov 2025 | Nov 2025 |
| US 11,861,611 | Term ended Nov 2025 | Nov 2025 |
The applications whose file history this site holds. The family may have others.
Assignments
Assignment documents as recorded at the USPTO, oldest first, with the reel and frame each was recorded at. A recorded assignment is a filed document, not a statement of current ownership, and the absence of a later one is not evidence that the last one still stands.
| Recorded | Assignor | Assignee | Conveyance |
|---|---|---|---|
| Mar 16, 2022 Reel 59279, frame 541 | James, Vicki L.; Erdmann, Jeffrey Jay | Metavante Corporation | Assignment of Assignor's Interest |
| Mar 16, 2022 Reel 59280, frame 853 | Fis Payments LLC | Fidelity Information Services, LLC | Assignment of Assignor's Interest |
| Mar 16, 2022 Reel 59369, frame 279 | Metavante Corporation | Fis Payments LLC | Assignment of Assignor's Interest |
Sources
Google Patents · The patent document at USPTO · Assignment records at USPTO
USPTO account required: This application in Patent Center · USPTO's maintenance fee lookup
Maintenance fee events come from USPTO's own fee records. Its fee lookup asks for the patent number and the application number.
Free plan: 3 watched companies. Pro: unlimited.
Alerts on its grants, lapses and transfers.
Terminal disclaimer
A terminal disclaimer resolved from the filed document, referencing US 10,963,874, ends no earlier than this term, so it caps nothing.
Citations
3
later US patents cite this one
That is above the median of utility patents granted in 2022 in our data, the only group it is compared against.
How we rank
Every date shows its work: the base term, any term adjustment or extension, any disclaimer cap, and the maintenance fee record, each with a confidence tier. How this record was built
Computed patent terms end on the dates shown. Related patents and pending applications may cover overlapping subject matter.