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US

System for Managing Risk of Financial Transactions with Location Information

US 7,500,607 Lapsed on the fee record
OverviewFamilyAssignmentsSources & methods

Lapsed Mar 10, 2021 on the fee record · Medium confidence

Why Medium: A terminal disclaimer is on file (approved) with no resolved reference, so the term may end earlier.

Third maintenance fee unpaid; grace period ended.

No current holder resolved from the recorded chain.
Filed Oct 23, 2006 as application 11/584,909 · Granted Mar 10, 2009
Base term, 20 years from filing, plus 24 days of patent term adjustment (USPTO delay)
Today
Lapsed Mar 10, 2021
2003 2026
Clock starts
Dec 23, 2003
No longer in force
Mar 10, 2021
Granted
Mar 10, 2009
Term would have run to
Jan 16, 2024
base term patent term adjustment after the term ends fee events Updated Nov 14, 2026 · includes USPTO assignment & status data published Nov 14, 2026 and grant & fee data published Nov 10, 2026 (weekly) · how we know
24
Days of term adjustment
Read from the USPTO patent term adjustment record, not recalculated here.
Unresolved
Terminal disclaimer
On file, reference document not resolved, so the date above is an upper bound. We do not guess the cap.
2 of 3
Maintenance fees paid
Three maintenance fees fall due, at 3.5, 7.5 and 11.5 years from grant. This counts the ones the record shows paid.
7
Family applications on record here
Applications sharing this one's continuity chain whose file history this site holds. The family may have others.

Its term would have run to Jan 16, 2024: its 20-year base term plus 24 days of term adjustment for prosecution delay. A terminal disclaimer is on file with no resolved reference, so no cap is applied and none is guessed. Confidence: Medium. from the record

How we calculated this date

One row per rule, each showing its own input and what it did to the date. A step we could not verify says so instead of resolving itself.
StepInputDate after this stepConfidence
Base term, 20 years from filingClock starts Dec 23, 2003, when application 10/746,928, the earliest non-provisional in its chain, was filed (this one was filed Oct 23, 2006)Dec 23, 2023High confidence
Continuity chainEvery parent in the chain resolvedno changeHigh confidence
Patent term adjustment+24 days, USPTO patent term adjustment recordJan 16, 2024High confidence
Terminal disclaimer capDisclaimer on file (approved), reference document not resolvedno cap applied, and none guessedMedium confidence
Patent term extensionNone on fileno changeHigh confidence
Fee events2 of 3 maintenance fees paidlapsed Mar 10, 2021High confidence
Computed term endThe steps above, in orderMar 10, 2021Medium confidence

This family

US 7,743,981In force
Oct 2027
Oct 2027
US 6,948,656Term ended
Dec 2023
Dec 2023
US 7,853,521Term ended
Dec 2023
Dec 2023
US 7,945,494In force
Mar 2028
Mar 2028
Application PCT/US2004/041647PCT application
no patent term
no patent term
US 7,152,788Term ended
Dec 2023
Dec 2023
US 7,500,607this patent
Mar 2021
Mar 2021
The applications whose file history this site holds. The family may have others.

Assignments

Assignment documents as recorded at the USPTO, oldest first, with the reel and frame each was recorded at. A recorded assignment is a filed document, not a statement of current ownership, and the absence of a later one is not evidence that the last one still stands.
RecordedAssignorAssigneeConveyance
Oct 31, 2007
Reel 20045, frame 165
First Data Corporation; Cardservice International, Inc.; Fundsxpress, Inc.; Linkpoint International, Inc.; Tasq Technology, Inc.; Telecheck Services, Inc.; DW Holdings, Inc.; First Data Resources, Inc.; Intelligent Results, Inc.; Size Technologies, Inc.; Telecheck International, Inc.Credit Suisse, Cayman Islands Branch, as Collateral AgentSecurity Agreement
Nov 17, 2010
Reel 25368, frame 183
DW Holdings, Inc.; First Data Resources, Inc. (K/N/A First Data Resources, LLC); Fundsxpress Financial Networks, Inc.; Intelligent Results, Inc. (K/N/A First Data Solutions, Inc.); Linkpoint International, Inc.; Money Network Financial, LLC; Size Technologies, Inc.; Tasq Technology, Inc.; Telecheck International, Inc.Wells Fargo Bank, National Association, as Collateral AgentSecurity Agreement
Jan 31, 2011
Reel 25719, frame 590
DW Holdings, Inc.; First Data Resources, LLC; Fundsxpress Financial Networks, Inc.; First Data Solutions, Inc.; Linkpoint International, Inc.; Money Network Financial, LLC; Size Technologies, Inc.; Tasq Technology, Inc.; Telecheck International, Inc.Wells Fargo Bank, National Association, as Collateral AgentSecurity Agreement
Jul 30, 2019
Reel 49902, frame 919
Credit Suisse AG, Cayman Islands BranchCardservice International, Inc.; DW Holdings Inc.; First Data Corporation; First Data Resources, LLC; Fundsxpress, Inc.; Intelligent Results, Inc.; Linkpoint International, Inc.; Size Technologies, Inc.; Tasq Technology, Inc.; Telecheck International, Inc.; Telecheck Services, Inc.Release of Security Interest
Jul 30, 2019
reel/frame not recorded
Credit Suisse AG, Cayman Islands BranchCardservice International, Inc.Release of Security Interest
Jul 30, 2019
reel/frame not recorded
Credit Suisse AG, Cayman Islands BranchDW Holdings Inc.Release of Security Interest
Jul 30, 2019
reel/frame not recorded
Credit Suisse AG, Cayman Islands BranchFirst Data CorporationRelease of Security Interest
Jul 30, 2019
reel/frame not recorded
Credit Suisse AG, Cayman Islands BranchFirst Data Resources, LLCRelease of Security Interest
Jul 30, 2019
reel/frame not recorded
Credit Suisse AG, Cayman Islands BranchFundsxpress, Inc.Release of Security Interest
Jul 30, 2019
reel/frame not recorded
Credit Suisse AG, Cayman Islands BranchIntelligent Results, Inc.Release of Security Interest
Jul 30, 2019
reel/frame not recorded
Credit Suisse AG, Cayman Islands BranchLinkpoint International, Inc.Release of Security Interest
Jul 30, 2019
reel/frame not recorded
Credit Suisse AG, Cayman Islands BranchSize Technologies, Inc.Release of Security Interest
Jul 30, 2019
reel/frame not recorded
Credit Suisse AG, Cayman Islands BranchTasq Technology, Inc.Release of Security Interest
Jul 30, 2019
reel/frame not recorded
Credit Suisse AG, Cayman Islands BranchTelecheck International, Inc.Release of Security Interest
Jul 30, 2019
reel/frame not recorded
Credit Suisse AG, Cayman Islands BranchTelecheck Services, Inc.Release of Security Interest
Aug 19, 2019
Reel 50090, frame 60
Wells Fargo Bank, National AssociationFirst Data Corporation; DW Holdings, Inc.; First Data Resources, Inc. (K/N/A First Data Resources, LLC); Fundsxpress Financial Networks, Inc.; Intelligent Results, Inc. (K/N/A First Data Solutions, Inc.); Linkpoint International, Inc.; Money Network Financial, LLC; Size Technologies, Inc.; Tasq Technology, Inc.; Telecheck International, Inc.Termination and Release of Security Interest in Patent Rights
Aug 19, 2019
Reel 50091, frame 474
Wells Fargo Bank, National AssociationFirst Data Corporation; DW Holdings, Inc.; First Data Resources, LLC; Fundsxpress Financial Network, Inc.; First Data Solutions, Inc.; Linkpoint International, Inc.; Money Network Financial, LLC; Size Technologies, Inc.; Tasq Technology, Inc.; Telecheck International, Inc.Termination and Release of Security Interest in Patent Rights
Aug 19, 2019
Reel 50094, frame 455
Wells Fargo Bank, National AssociationFirst Data CorporationTermination and Release of Security Interest in Patent Rights
Aug 19, 2019
reel/frame not recorded
Wells Fargo Bank, National AssociationDW Holdings, Inc.Termination and Release of Security Interest in Patent Rights
Aug 19, 2019
reel/frame not recorded
Wells Fargo Bank, National AssociationFirst Data Resources, Inc. (K/N/A First Data Resources, LLC)Termination and Release of Security Interest in Patent Rights
Aug 19, 2019
reel/frame not recorded
Wells Fargo Bank, National AssociationFundsxpress Financial Networks, Inc.Termination and Release of Security Interest in Patent Rights
Aug 19, 2019
reel/frame not recorded
Wells Fargo Bank, National AssociationIntelligent Results, Inc. (K/N/A First Data Solutions, Inc.)Termination and Release of Security Interest in Patent Rights
Aug 19, 2019
reel/frame not recorded
Wells Fargo Bank, National AssociationLinkpoint International, Inc.Termination and Release of Security Interest in Patent Rights
Aug 19, 2019
reel/frame not recorded
Wells Fargo Bank, National AssociationMoney Network Financial, LLCTermination and Release of Security Interest in Patent Rights
Aug 19, 2019
reel/frame not recorded
Wells Fargo Bank, National AssociationSize Technologies, Inc.Termination and Release of Security Interest in Patent Rights
Aug 19, 2019
reel/frame not recorded
Wells Fargo Bank, National AssociationTasq Technology, Inc.Termination and Release of Security Interest in Patent Rights
Aug 19, 2019
reel/frame not recorded
Wells Fargo Bank, National AssociationTelecheck International, Inc.Termination and Release of Security Interest in Patent Rights
Aug 19, 2019
reel/frame not recorded
Wells Fargo Bank, National AssociationFirst Data Resources, LLCTermination and Release of Security Interest in Patent Rights
Aug 19, 2019
reel/frame not recorded
Wells Fargo Bank, National AssociationFundsxpress Financial Network, Inc.Termination and Release of Security Interest in Patent Rights
Aug 19, 2019
reel/frame not recorded
Wells Fargo Bank, National AssociationFirst Data Solutions, Inc.Termination and Release of Security Interest in Patent Rights

Sources

Google Patents · The patent document at USPTO · Assignment records at USPTO

USPTO account required: This application in Patent Center · USPTO's maintenance fee lookup

Maintenance fee events come from USPTO's own fee records. Its fee lookup asks for the patent number and the application number.

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