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System and Method for Assessing and Managing Financial Transactions

US 7,827,099 In force
OverviewFamilyAssignmentsSources & methods
Collateral for a security interest recorded Apr 15, 2026 (Fidus Investment Corporation).

Term ends Aug 25, 2027 · Medium confidence

Why Medium: No fee event states this; the fee state is read from the payments the fee record holds.

Filed Nov 23, 2004 as application 10/996,122 · Granted Nov 2, 2010
Base term plus 1005 days of patent term adjustment (USPTO delay)
Today
20 years from filing
2004 2027
Clock starts
Nov 23, 2004
Term ends
Aug 25, 2027
Granted
Nov 2, 2010
base term patent term adjustment fee events Updated Nov 14, 2026 · includes USPTO assignment & status data published Nov 14, 2026 and grant & fee data published Nov 10, 2026 (weekly) · how we know
1,005
Days of term adjustment
Read from the USPTO patent term adjustment record, not recalculated here.
None
Terminal disclaimer
No disclaimer on this record.
2 of 3
Maintenance fees paid
Three maintenance fees fall due, at 3.5, 7.5 and 11.5 years from grant. This counts the ones the record shows paid.
12
Family applications on record here
Applications sharing this one's continuity chain whose file history this site holds. The family may have others.

This patent's term runs 1005 days past its 20-year base term on prosecution delay. 2 of 3 maintenance fees are paid so far. Confidence: Medium. from the record

How we calculated this date

One row per rule, each showing its own input and what it did to the date. A step we could not verify says so instead of resolving itself.
StepInputDate after this stepConfidence
Base term, 20 years from filingClock starts Nov 23, 2004, when this application, 10/996,122, was filedNov 23, 2024High confidence
Continuity chainEvery parent in the chain resolvedno changeHigh confidence
Patent term adjustment+1005 days, USPTO patent term adjustment recordAug 25, 2027High confidence
Terminal disclaimer capNone on recordno cap appliedHigh confidence
Patent term extensionNone on fileno changeHigh confidence
Fee eventsNo fee event states this; the fee state is read from the payments the fee record holdsIn forceMedium confidence
Computed term endThe steps above, in orderAug 25, 2027Medium confidence

This family

US 7,827,099this patent
Aug 2027
Aug 2027
US 8,005,752Term ended
Nov 2024
Nov 2024
US 8,095,461Term ended
Nov 2024
Nov 2024
US 8,086,529Term ended
Nov 2024
Nov 2024
US 8,396,791Term ended
Nov 2024
Nov 2024
Application 13/789,510Abandoned
not computed
not computed
Application 13/797,803Abandoned
not computed
not computed
Application 13/831,015Abandoned
not computed
not computed
8 of 12 applications in this family shown, earliest filings first. The applications whose file history this site holds. The family may have others.

Assignments

Assignment documents as recorded at the USPTO, oldest first, with the reel and frame each was recorded at. A recorded assignment is a filed document, not a statement of current ownership, and the absence of a later one is not evidence that the last one still stands.
RecordedAssignorAssigneeConveyance
Jan 10, 2005
Reel 16136, frame 534
Cotton, Jeffrey S.Autoalert, Inc.Assignment of Assignor's Interest
Mar 31, 2014
Reel 32568, frame 900
Autoalert, LLCObsidian Agency Services, Inc.Patent Security Agreement
Apr 8, 2014
Reel 32640, frame 806
Autoalert, Inc.Autoalert, LLCConversion
Mar 5, 2015
Reel 35133, frame 671
Autoalert, LLCDominion Dealer Solutions, LLC; Autobase, Inc.Memorandum of License Agreement
Mar 5, 2015
reel/frame not recorded
Autoalert, LLCDominion Dealer Solutions, LLCMemorandum of License Agreement
Mar 5, 2015
reel/frame not recorded
Autoalert, LLCAutobase, Inc.Memorandum of License Agreement
May 19, 2015
Reel 35731, frame 856
Autoalert, LLCDealersocket, Inc.Memorandum of License Agreement
Apr 3, 2023
Reel 63211, frame 479
Autoalert, LLCAcquiom Agency Services LLC, as Collateral AgentSecurity Interest
Apr 4, 2023
Reel 63217, frame 887
Autoalert, LLCAcquiom Agency Services LLC, as Collateral AgentSecurity Interest
Apr 11, 2023
Reel 63287, frame 306
Obsidian Agency Services, Inc., as Collateral AgentAutoalert, LLCRelease of Security Interest
Nov 19, 2024
Reel 69408, frame 766
Autoalert, LLCWestern Alliance BankSecurity Agreement
Apr 9, 2026
Reel 74325, frame 839
Acquiom Agency Services LLCAutoalert, LLCRelease of Security Interest
Apr 9, 2026
Reel 75458, frame 102
Western Alliance BankAutoalert, LLCRelease of Security Interest
Apr 15, 2026
Reel 74369, frame 275
Purecars Technologies, LLC; Trupayments LLC; Autoalert, LLCFidus Investment CorporationSecurity Interest

Sources

Google Patents · The patent document at USPTO · Assignment records at USPTO

USPTO account required: This application in Patent Center · USPTO's maintenance fee lookup

Maintenance fee events come from USPTO's own fee records. Its fee lookup asks for the patent number and the application number.

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