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Account Control Method and System That Allows Only Eligible and Authorized Items to Be Purchased Using the Account

US 7,866,548 In force
OverviewFamilyAssignmentsSources & methods
Collateral for a security interest recorded Sep 6, 2018 (Guggenheim Corporate Funding, LLC, as Primary Collateral Agent).

Term ends Aug 18, 2028 · High confidence

Filed Nov 22, 2005 as application 11/285,053 · Granted Jan 11, 2011
Base term plus 1000 days of patent term adjustment (USPTO delay)
Today
20 years from filing
2005 2028
Clock starts
Nov 22, 2005
Term ends
Aug 18, 2028
Granted
Jan 11, 2011
base term patent term adjustment fee events Updated Nov 14, 2026 · includes USPTO assignment & status data published Nov 14, 2026 and grant & fee data published Nov 10, 2026 (weekly) · how we know
1,000
Days of term adjustment
Read from the USPTO patent term adjustment record, not recalculated here.
None
Terminal disclaimer
No disclaimer on this record.
3 of 3
Maintenance fees paid
Three maintenance fees fall due, at 3.5, 7.5 and 11.5 years from grant. This counts the ones the record shows paid.
8
Family applications on record here
Applications sharing this one's continuity chain whose file history this site holds. The family may have others.

This patent's term runs 1000 days past its 20-year base term on prosecution delay. All three maintenance fees are recorded paid; no more fees are due. Confidence: High. from the record

How we calculated this date

One row per rule, each showing its own input and what it did to the date. A step we could not verify says so instead of resolving itself.
StepInputDate after this stepConfidence
Base term, 20 years from filingClock starts Nov 22, 2005, when this application, 11/285,053, was filedNov 22, 2025High confidence
Continuity chainEvery parent in the chain resolvedno changeHigh confidence
Patent term adjustment+1000 days, USPTO patent term adjustment recordAug 18, 2028High confidence
Terminal disclaimer capNone on recordno cap appliedHigh confidence
Patent term extensionNone on fileno changeHigh confidence
Fee events3 of 3 maintenance fees paidIn forceHigh confidence
Computed term endThe steps above, in orderAug 18, 2028High confidence

This family

US 7,866,548this patent
Aug 2028
Aug 2028
Application 11/741,426Abandoned
not computed
not computed
US 10,248,951In force
Mar 2029
Mar 2029
US 8,464,937Term ended
Nov 2025
Nov 2025
US 10,671,999Term ended
Nov 2025
Nov 2025
US 10,963,874Term ended
Nov 2025
Nov 2025
US 11,507,951Term ended
Nov 2025
Nov 2025
US 11,861,611Term ended
Nov 2025
Nov 2025
The applications whose file history this site holds. The family may have others.

Assignments

Assignment documents as recorded at the USPTO, oldest first, with the reel and frame each was recorded at. A recorded assignment is a filed document, not a statement of current ownership, and the absence of a later one is not evidence that the last one still stands.
RecordedAssignorAssigneeConveyance
Nov 22, 2005
Reel 17273, frame 767
Brown, Steven T.; Widenski, JR., Henry A.; Erdmann, Jeffrey Jay; Gruchalski, Joanne E.Metavante CorporationAssignment of Assignor's Interest
Nov 22, 2005
Reel 17276, frame 612
Reed, Cullen L.; Stephenson, Richard L.Humana Inc.Assignment of Assignor's Interest
Nov 7, 2007
Reel 20072, frame 541
Metavante CorporationJPMorgan Chase Bank, N.A., as Administrative AgentSecurity Agreement
Aug 16, 2010
Reel 24842, frame 917
Jpmorgan Chase Bank, N.a.Metavante CorporationRelease of Security Interest
Aug 15, 2012
Reel 28789, frame 204
Alegeus Technologies LLCBank Of Montreal, As Administrative AgentSecurity Agreement
Aug 23, 2012
Reel 28839, frame 1
Metavante CorporationFis Healthcare Holdings, LLC (to Be Known as Alegeus Technologies, LLC)Assignment of Assignor's Interest
Aug 23, 2012
Reel 28839, frame 283
Talon Benefits Acquisition Corp.; Fis Healthcare Holdings, LLCAlegeus Technologies, LLCMerger
May 4, 2017
Reel 42243, frame 875
Alegeus Technologies, LLCNew Mountain Finance CorporationSecurity Interest
May 4, 2017
Reel 42402, frame 628
Alegeus Technologies, LLCBMO Harris Bank N.A., as AgentSecurity Agreement
May 11, 2017
Reel 42445, frame 49
Bank Of Montreal, As Administrative AgentAlegeus Technologies, LLCRelease of Security Interest in Patents
Sep 6, 2018
Reel 46800, frame 245
New Mountain Finance CorporationAlegeus Technologies, LLCRelease of Security Interest
Sep 6, 2018
Reel 46800, frame 339
BMO Harris Bank N.A.Alegeus Technologies, LLCRelease of Security Interest
Sep 6, 2018
Reel 46800, frame 940
Alegeus Technologies, LLCGuggenheim Corporate Funding, LLC, as Primary Collateral AgentSecurity Interest
Aug 13, 2019
Reel 50035, frame 551
Guggenheim Corporate Funding, LLC, as Retiring AgentGuggenheim Credit Services, LLC, as Successor AgentNotice of Assignment of Patent Security Agreement Recorded at R/F 046800/0940
Nov 5, 2024
Reel 69148, frame 962
Guggenheim Credit Services, LLCAlegeus Technologies, LLCRelease of Security Interest
Nov 6, 2024
Reel 69313, frame 3
Alegeus Technologies, LLCBank Of America, N.a.Patent Security Agreement
Jul 8, 2026
Reel 75209, frame 207
Bank of America, N.A., as AgentAlegeus Technologies, LLCRelease of Security Interest

Sources

Google Patents · The patent document at USPTO · Assignment records at USPTO

USPTO account required: This application in Patent Center · USPTO's maintenance fee lookup

Maintenance fee events come from USPTO's own fee records. Its fee lookup asks for the patent number and the application number.

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