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System and Method for Assessing and Managing Financial Transactions

US 8,086,529 Term ended
OverviewFamilyAssignmentsSources & methods

Term ended Nov 23, 2024 · Medium confidence

Why Medium: No fee event states this; the fee state is read from the payments the fee record holds.

Filed Mar 30, 2011 as application 13/076,208 · Granted Dec 27, 2011
Base term, 20 years from filing
Today
20 years from filing
Term ended Nov 23, 2024
2004 2026
Clock starts
Nov 23, 2004
Term ended
Nov 23, 2024
Granted
Dec 27, 2011
base term after the term ends fee events Updated Nov 14, 2026 · includes USPTO assignment & status data published Nov 14, 2026 and grant & fee data published Nov 10, 2026 (weekly) · how we know
None
Term adjustment
No prosecution delay on this record.
No effect
Terminal disclaimer
Resolved from the filed document, referencing US 7,827,099, US 8,005,752, to Nov 23, 2024. The term already ends on or before that date, so the cap shortened nothing.
2 of 3
Maintenance fees paid
Three maintenance fees fall due, at 3.5, 7.5 and 11.5 years from grant. This counts the ones the record shows paid.
12
Family applications on record here
Applications sharing this one's continuity chain whose file history this site holds. The family may have others.

This patent's term is its 20-year base term, with no adjustment for prosecution delay. A terminal disclaimer is resolved from the filed document, and it ends no earlier than this term, so it shortens nothing. Confidence: Medium. from the record

How we calculated this date

One row per rule, each showing its own input and what it did to the date. A step we could not verify says so instead of resolving itself.
StepInputDate after this stepConfidence
Base term, 20 years from filingClock starts Nov 23, 2004, when application 10/996,122, the earliest non-provisional in its chain, was filed (this one was filed Mar 30, 2011)Nov 23, 2024High confidence
Continuity chainEvery parent in the chain resolvedno changeHigh confidence
Patent term adjustmentNone on fileno changeHigh confidence
Terminal disclaimer capDisclaimer resolved from the filed document (refs US 7,827,099, US 8,005,752)resolves to Nov 23, 2024, no earlier than this term, so no changeHigh confidence
Patent term extensionNone on fileno changeHigh confidence
Fee eventsNo fee event states this; the fee state is read from the payments the fee record holdsterm endedMedium confidence
Computed term endThe steps above, in orderNov 23, 2024Medium confidence

This family

US 7,827,099In force
Aug 2027
Aug 2027
US 8,005,752Term ended
Nov 2024
Nov 2024
US 8,095,461Term ended
Nov 2024
Nov 2024
US 8,086,529this patent
Nov 2024
Nov 2024
US 8,396,791Term ended
Nov 2024
Nov 2024
Application 13/789,510Abandoned
not computed
not computed
Application 13/797,803Abandoned
not computed
not computed
Application 13/831,015Abandoned
not computed
not computed
8 of 12 applications in this family shown, earliest filings first. The applications whose file history this site holds. The family may have others.

Assignments

Assignment documents as recorded at the USPTO, oldest first, with the reel and frame each was recorded at. A recorded assignment is a filed document, not a statement of current ownership, and the absence of a later one is not evidence that the last one still stands.
RecordedAssignorAssigneeConveyance
Dec 22, 2011
Reel 27437, frame 305
Cotton, Jeffrey S.Autoalert, Inc.Assignment of Assignor's Interest
Mar 31, 2014
Reel 32568, frame 900
Autoalert, LLCObsidian Agency Services, Inc.Patent Security Agreement
Apr 8, 2014
Reel 32640, frame 806
Autoalert, Inc.Autoalert, LLCConversion
Mar 5, 2015
Reel 35133, frame 671
Autoalert, LLCDominion Dealer Solutions, LLC; Autobase, Inc.Memorandum of License Agreement
Mar 5, 2015
reel/frame not recorded
Autoalert, LLCDominion Dealer Solutions, LLCMemorandum of License Agreement
Mar 5, 2015
reel/frame not recorded
Autoalert, LLCAutobase, Inc.Memorandum of License Agreement
May 19, 2015
Reel 35731, frame 856
Autoalert, LLCDealersocket, Inc.Memorandum of License Agreement
Apr 3, 2023
Reel 63211, frame 479
Autoalert, LLCAcquiom Agency Services LLC, as Collateral AgentSecurity Interest
Apr 4, 2023
Reel 63217, frame 887
Autoalert, LLCAcquiom Agency Services LLC, as Collateral AgentSecurity Interest
Apr 11, 2023
Reel 63287, frame 306
Obsidian Agency Services, Inc., as Collateral AgentAutoalert, LLCRelease of Security Interest
Nov 19, 2024
Reel 69408, frame 766
Autoalert, LLCWestern Alliance BankSecurity Agreement
Apr 9, 2026
Reel 74325, frame 839
Acquiom Agency Services LLCAutoalert, LLCRelease of Security Interest
Apr 9, 2026
Reel 75458, frame 102
Western Alliance BankAutoalert, LLCRelease of Security Interest

Sources

Google Patents · The patent document at USPTO · Assignment records at USPTO

USPTO account required: This application in Patent Center · USPTO's maintenance fee lookup

Maintenance fee events come from USPTO's own fee records. Its fee lookup asks for the patent number and the application number.

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