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System and Method for Credit Scoring Using an Identity Network Connectivity

US 8,386,377 Term ended
OverviewFamilyAssignmentsSources & methods

Term ended Oct 8, 2025 · High confidence

Filed Apr 22, 2008 as application 12/107,672 · Granted Feb 26, 2013
Base term plus 519 days of patent term adjustment (USPTO delay)
Today
20 years from filing
Term ended Oct 8, 2025
2004 2026
Clock starts
May 7, 2004
Term ended
Oct 8, 2025
Granted
Feb 26, 2013
base term patent term adjustment after the term ends fee events Updated Nov 14, 2026 · includes USPTO assignment & status data published Nov 14, 2026 and grant & fee data published Nov 10, 2026 (weekly) · how we know
519
Days of term adjustment
Read from the USPTO patent term adjustment record, not recalculated here.
None
Terminal disclaimer
No disclaimer on this record.
3 of 3
Maintenance fees paid
Three maintenance fees fall due, at 3.5, 7.5 and 11.5 years from grant. This counts the ones the record shows paid.
8
Family applications on record here
Applications sharing this one's continuity chain whose file history this site holds. The family may have others.

This patent's term runs 519 days past its 20-year base term on prosecution delay. All three maintenance fees were paid, so no fee lapse ended it. Confidence: High. from the record

How we calculated this date

One row per rule, each showing its own input and what it did to the date. A step we could not verify says so instead of resolving itself.
StepInputDate after this stepConfidence
Base term, 20 years from filingClock starts May 7, 2004, when application 10/841,946, the earliest non-provisional in its chain, was filed (this one was filed Apr 22, 2008)May 7, 2024High confidence
Continuity chainEvery parent in the chain resolvedno changeHigh confidence
Patent term adjustment+519 days, USPTO patent term adjustment recordOct 8, 2025High confidence
Terminal disclaimer capNone on recordno cap appliedHigh confidence
Patent term extensionNone on fileno changeHigh confidence
Fee events3 of 3 maintenance fees paidterm endedHigh confidence
Computed term endThe steps above, in orderOct 8, 2025High confidence

This family

US 10,521,857In force
Mar 2035
Mar 2035
Application 11/027,692Abandoned
not computed
not computed
US 7,562,814Term ended
Jan 2026
Jan 2026
US 7,458,508Term ended
Jan 2026
Jan 2026
US 7,686,214Term ended
Apr 2025
Apr 2025
Application 11/149,516Abandoned
not computed
not computed
US 8,386,377this patent
Oct 2025
Oct 2025
US 7,793,835Term ended
May 2024
May 2024
The applications whose file history this site holds. The family may have others.

Assignments

Assignment documents as recorded at the USPTO, oldest first, with the reel and frame each was recorded at. A recorded assignment is a filed document, not a statement of current ownership, and the absence of a later one is not evidence that the last one still stands.
RecordedAssignorAssigneeConveyance
May 20, 2008
Reel 20974, frame 499
Xiong, Shanji; Xie, Jianjun; Lin, Yinghua; Wu, Guowei; Lu, Quan; Goggeshall, StephenId Analytics, Inc.Assignment of Assignor's Interest
Mar 14, 2012
Reel 27861, frame 847
Id Analytics, Inc.Bank of America, N.A., as Administrative AgentNotice of Grant of Security Interest in Patents
Jan 10, 2013
Reel 29603, frame 424
Id Analytics, Inc.Bank of America, N.A., as Administrative AgentNotice of Grant of Security Interest in Patents
Feb 9, 2017
Reel 41670, frame 921
Bank of America, N.A., as Administrative AgentId Analytics, Inc.Termination and Release of Security Interest in Patents (Previously Recorded March 14, 2012, Reel/Frame 027861/0847)
Feb 9, 2017
Reel 41670, frame 945
Bank of America, N.A., as Administrative AgentId Analytics, Inc.Termination and Release of Security Interest in Patents (Previously Recorded January 10, 2013, Reel/Frame 029603/0424)
Aug 15, 2019
Reel 50111, frame 718
Id Analytics, Inc.Id Analytics, LLCChange of Name
Aug 22, 2019
Reel 50135, frame 790
Id Analytics, LLCSymantec CorporationAssignment of Assignor's Interest
Nov 4, 2019
Reel 50926, frame 560
Symantec Corporation; Blue Coat LLC; Lifelock, Inc.,; Symantec Operating CorporationJpmorgan, N.a.Security Agreement
Jan 9, 2020
Reel 51471, frame 877
Nortonlifelock Inc.Altiris, Inc.Assignment of Assignor's Interest
Jan 9, 2020
Reel 51554, frame 598
Symantec CorporationNortonlifelock Inc.Change of Name
Feb 25, 2020
Reel 52006, frame 115
Jpmorgan Chase Bank, N.a.Nortonlifelock, Inc. (F/K/A Symantec Corporation)Partial Release of Security Interest
Mar 8, 2022
Reel 59193, frame 413
Altiris, Inc.Lexisnexis Risk Solutions FL Inc.Merger

Sources

Google Patents · The patent document at USPTO · Assignment records at USPTO

USPTO account required: This application in Patent Center · USPTO's maintenance fee lookup

Maintenance fee events come from USPTO's own fee records. Its fee lookup asks for the patent number and the application number.

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