Also listed on Kabbage, Inc., an earlier holder on the record. The recorded assignments below show how it moved.
Term ends Oct 24, 2030 · High confidence
20-year base term ends Sep 28, 2029
Held by American Express Kabbage Inc.
Filed Sep 28, 2009 as application 12/568,595 · Granted Nov 5, 2013
Base term plus 391 days of patent term adjustment (USPTO delay)
Today
2009
2030
Clock starts
Sep 28, 2009
Sep 28, 2009
Term ends
Oct 24, 2030
Oct 24, 2030
Granted
Nov 5, 2013
Nov 5, 2013
base term
patent term adjustment
fee events
Updated Nov 14, 2026 · includes USPTO assignment & status data published Nov 14, 2026 and grant & fee data published Nov 10, 2026 (weekly) · how we know
391
Days of term adjustment
Read from the USPTO patent term adjustment record, not recalculated here.
None
Terminal disclaimer
No disclaimer on this record.
3 of 3
Maintenance fees paid
Three maintenance fees fall due, at 3.5, 7.5 and 11.5 years from grant. This counts the ones the record shows paid.
This patent's term runs 391 days past its 20-year base term on prosecution delay. All three maintenance fees are recorded paid; no more fees are due. Confidence: High. from the record
How we calculated this date
One row per rule, each showing its own input and what it did to the date. A step we could not verify says so instead of resolving itself.
| Step | Input | Date after this step | Confidence |
|---|---|---|---|
| Base term, 20 years from filing | Clock starts Sep 28, 2009, when this application, 12/568,595, was filed | Sep 28, 2029 | High confidence |
| Continuity chain | Every parent in the chain resolved | no change | High confidence |
| Patent term adjustment | +391 days, USPTO patent term adjustment record | Oct 24, 2030 | High confidence |
| Terminal disclaimer cap | None on record | no cap applied | High confidence |
| Patent term extension | None on file | no change | High confidence |
| Fee events | 3 of 3 maintenance fees paid | In force | High confidence |
| Computed term end | The steps above, in order | Oct 24, 2030 | High confidence |
Assignments
Assignment documents as recorded at the USPTO, oldest first, with the reel and frame each was recorded at. A recorded assignment is a filed document, not a statement of current ownership, and the absence of a later one is not evidence that the last one still stands.
| Recorded | Assignor | Assignee | Conveyance |
|---|---|---|---|
| Nov 19, 2009 Reel 23547, frame 304 | Druzgalski, Adrian; Shirazi, Darian | Fwix, Inc. | Assignment of Assignor's Interest |
| Feb 29, 2012 Reel 27786, frame 593 | Radius Intelligence, Inc. | Venture Lending & Leasing VI, Inc. | Security Agreement |
| Mar 28, 2012 Reel 27950, frame 377 | Radius Intelligence, Inc. | Venture Lending & Leasing V, Inc. | Security Agreement |
| Feb 25, 2013 Reel 29872, frame 410 | Radius Intelligence, Inc. | Venture Lending & Leasing VI, Inc.; Venture Lending & Leasing VII, Inc. | Security Agreement |
| Feb 25, 2013 reel/frame not recorded | Radius Intelligence, Inc. | Venture Lending & Leasing VI, Inc. | Security Agreement |
| Feb 25, 2013 reel/frame not recorded | Radius Intelligence, Inc. | Venture Lending & Leasing VII, Inc. | Security Agreement |
| Mar 4, 2013 Reel 29913, frame 911 | Radius Intelligence, Inc. | Venture Lending & Leasing VI, Inc.; Venture Lending & Leasing VII, Inc. | Corrective Assignment to Correct the 2ND Patent Number Listed from 12568596 to 12568595 Previously Recorded on Reel 029872 Frame 0410. Assignor(S) Hereby Confirms the Security Agreement. |
| Mar 4, 2013 reel/frame not recorded | Radius Intelligence, Inc. | Venture Lending & Leasing VI, Inc. | Corrective Assignment to Correct the 2ND Patent Number Listed from 12568596 to 12568595 Previously Recorded on Reel 029872 Frame 0410. Assignor(S) Hereby Confirms the Security Agreement. |
| Mar 4, 2013 reel/frame not recorded | Radius Intelligence, Inc. | Venture Lending & Leasing VII, Inc. | Corrective Assignment to Correct the 2ND Patent Number Listed from 12568596 to 12568595 Previously Recorded on Reel 029872 Frame 0410. Assignor(S) Hereby Confirms the Security Agreement. |
| Mar 18, 2013 Reel 30034, frame 171 | Fwix, Inc. | Radius Intelligence, Inc. | Change of Name |
| Aug 2, 2019 Reel 49941, frame 138 | Radius Intelligence, Inc. | Silicon Valley Bank | Security Interest |
| Sep 5, 2019 Reel 50286, frame 625 | Radius Intelligence, Inc. | Kabbage Diameter, LLC | Assignment of Assignor's Interest |
| Sep 5, 2019 Reel 50311, frame 79 | Radius Intelligence, Inc. | Venture Lending & Leasing VII, Inc.; Venture Lending & Leasing VIII, Inc. | Corrective Assignment to Correct the Correct Application Number Previously Recorded at Reel: 041814 Frame: 0325. Assignor(S) Hereby Confirms the Assignment. |
| Sep 5, 2019 reel/frame not recorded | Radius Intelligence, Inc. | Venture Lending & Leasing VII, Inc. | Corrective Assignment to Correct the Correct Application Number Previously Recorded at Reel: 041814 Frame: 0325. Assignor(S) Hereby Confirms the Assignment. |
| Sep 5, 2019 reel/frame not recorded | Radius Intelligence, Inc. | Venture Lending & Leasing VIII, Inc. | Corrective Assignment to Correct the Correct Application Number Previously Recorded at Reel: 041814 Frame: 0325. Assignor(S) Hereby Confirms the Assignment. |
| Jul 30, 2020 Reel 53359, frame 798 | Silicon Valley Bank | Radius Intelligence, Inc. | Release of Security Interest |
| Apr 9, 2022 Reel 59552, frame 483 | Kabbage Diameter, LLC | Alpha Kabbage, Inc. | Assignment of Assignor's Interest |
| Apr 9, 2022 Reel 59552, frame 488 | Alpha Kabbage, Inc.; Green Acquisition Merger Sub, Inc. | American Express Kabbage Inc. | Merger and Change of Name |
Sources
Google Patents · The patent document at USPTO · Assignment records at USPTO
USPTO account required: This application in Patent Center · USPTO's maintenance fee lookup
Maintenance fee events come from USPTO's own fee records. Its fee lookup asks for the patent number and the application number.
What's changing
Oct 2030
Term ends Oct 24, 2030. No further fees fall due before then
Note
The 391 days of patent term adjustment (USPTO delay) are read from the USPTO record, not recalculated by us
Citations
176
later US patents cite this one
That is top 5% of utility patents granted in 2013 in our data, the only group it is compared against.
How we rank
Every date shows its work: the base term, any term adjustment or extension, any disclaimer cap, and the maintenance fee record, each with a confidence tier. How this record was built
Computed patent terms end on the dates shown. Related patents and pending applications may cover overlapping subject matter.
In force means the term is running and no lapse is on record. It is not a finding that the patent is valid.