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US

System and Method for Authorizing Electronic Payment Transactions

US 7,574,402 In force
OverviewAssignmentsSources & methods
Collateral for a security interest recorded Oct 31, 2007 (Credit Suisse, Cayman Islands Branch).

Term ends Dec 1, 2026 · High confidence

Filed Oct 6, 2006 as application 11/539,529 · Granted Aug 11, 2009
Base term plus 56 days of patent term adjustment (USPTO delay)
Today
20 years from filing
2006 2026
Clock starts
Oct 6, 2006
Term ends
Dec 1, 2026
Granted
Aug 11, 2009
base term patent term adjustment fee events Updated Nov 14, 2026 · includes USPTO assignment & status data published Nov 14, 2026 and grant & fee data published Nov 10, 2026 (weekly) · how we know
56
Days of term adjustment
Read from the USPTO patent term adjustment record, not recalculated here.
None
Terminal disclaimer
No disclaimer on this record.
3 of 3
Maintenance fees paid
Three maintenance fees fall due, at 3.5, 7.5 and 11.5 years from grant. This counts the ones the record shows paid.

This patent's term runs 56 days past its 20-year base term on prosecution delay. All three maintenance fees are recorded paid; no more fees are due. Confidence: High. from the record

How we calculated this date

One row per rule, each showing its own input and what it did to the date. A step we could not verify says so instead of resolving itself.
StepInputDate after this stepConfidence
Base term, 20 years from filingClock starts Oct 6, 2006, when this application, 11/539,529, was filedOct 6, 2026High confidence
Continuity chainEvery parent in the chain resolvedno changeHigh confidence
Patent term adjustment+56 days, USPTO patent term adjustment recordDec 1, 2026High confidence
Terminal disclaimer capNone on recordno cap appliedHigh confidence
Patent term extensionNone on fileno changeHigh confidence
Fee events3 of 3 maintenance fees paidIn forceHigh confidence
Computed term endThe steps above, in orderDec 1, 2026High confidence

Assignments

Assignment documents as recorded at the USPTO, oldest first, with the reel and frame each was recorded at. A recorded assignment is a filed document, not a statement of current ownership, and the absence of a later one is not evidence that the last one still stands.
RecordedAssignorAssigneeConveyance
Jul 9, 2007
Reel 19531, frame 54
Kubo, Takayuki; Albrecht, NorbertFirst Data CorporationAssignment of Assignor's Interest
Oct 31, 2007
Reel 20045, frame 165
First Data Corporation; Cardservice International, Inc.; Fundsxpress, Inc.; Linkpoint International, Inc.; Tasq Technology, Inc.; Telecheck Services, Inc.; DW Holdings, Inc.; First Data Resources, Inc.; Intelligent Results, Inc.; Size Technologies, Inc.; Telecheck International, Inc.Credit Suisse, Cayman Islands Branch, as Collateral AgentSecurity Agreement
Nov 17, 2010
Reel 25368, frame 183
DW Holdings, Inc.; First Data Resources, Inc. (K/N/A First Data Resources, LLC); Fundsxpress Financial Networks, Inc.; Intelligent Results, Inc. (K/N/A First Data Solutions, Inc.); Linkpoint International, Inc.; Money Network Financial, LLC; Size Technologies, Inc.; Tasq Technology, Inc.; Telecheck International, Inc.Wells Fargo Bank, National Association, as Collateral AgentSecurity Agreement
Jan 31, 2011
Reel 25719, frame 590
DW Holdings, Inc.; First Data Resources, LLC; Fundsxpress Financial Networks, Inc.; First Data Solutions, Inc.; Linkpoint International, Inc.; Money Network Financial, LLC; Size Technologies, Inc.; Tasq Technology, Inc.; Telecheck International, Inc.Wells Fargo Bank, National Association, as Collateral AgentSecurity Agreement
Jul 30, 2019
Reel 49902, frame 919
Credit Suisse AG, Cayman Islands BranchCardservice International, Inc.; DW Holdings Inc.; First Data Corporation; First Data Resources, LLC; Fundsxpress, Inc.; Intelligent Results, Inc.; Linkpoint International, Inc.; Size Technologies, Inc.; Tasq Technology, Inc.; Telecheck International, Inc.; Telecheck Services, Inc.Release of Security Interest
Jul 30, 2019
reel/frame not recorded
Credit Suisse AG, Cayman Islands BranchCardservice International, Inc.Release of Security Interest
Jul 30, 2019
reel/frame not recorded
Credit Suisse AG, Cayman Islands BranchDW Holdings Inc.Release of Security Interest
Jul 30, 2019
reel/frame not recorded
Credit Suisse AG, Cayman Islands BranchFirst Data CorporationRelease of Security Interest
Jul 30, 2019
reel/frame not recorded
Credit Suisse AG, Cayman Islands BranchFirst Data Resources, LLCRelease of Security Interest
Jul 30, 2019
reel/frame not recorded
Credit Suisse AG, Cayman Islands BranchFundsxpress, Inc.Release of Security Interest
Jul 30, 2019
reel/frame not recorded
Credit Suisse AG, Cayman Islands BranchIntelligent Results, Inc.Release of Security Interest
Jul 30, 2019
reel/frame not recorded
Credit Suisse AG, Cayman Islands BranchLinkpoint International, Inc.Release of Security Interest
Jul 30, 2019
reel/frame not recorded
Credit Suisse AG, Cayman Islands BranchSize Technologies, Inc.Release of Security Interest
Jul 30, 2019
reel/frame not recorded
Credit Suisse AG, Cayman Islands BranchTasq Technology, Inc.Release of Security Interest
Jul 30, 2019
reel/frame not recorded
Credit Suisse AG, Cayman Islands BranchTelecheck International, Inc.Release of Security Interest
Jul 30, 2019
reel/frame not recorded
Credit Suisse AG, Cayman Islands BranchTelecheck Services, Inc.Release of Security Interest
Aug 19, 2019
Reel 50090, frame 60
Wells Fargo Bank, National AssociationFirst Data Corporation; DW Holdings, Inc.; First Data Resources, Inc. (K/N/A First Data Resources, LLC); Fundsxpress Financial Networks, Inc.; Intelligent Results, Inc. (K/N/A First Data Solutions, Inc.); Linkpoint International, Inc.; Money Network Financial, LLC; Size Technologies, Inc.; Tasq Technology, Inc.; Telecheck International, Inc.Termination and Release of Security Interest in Patent Rights
Aug 19, 2019
Reel 50091, frame 474
Wells Fargo Bank, National AssociationFirst Data Corporation; DW Holdings, Inc.; First Data Resources, LLC; Fundsxpress Financial Network, Inc.; First Data Solutions, Inc.; Linkpoint International, Inc.; Money Network Financial, LLC; Size Technologies, Inc.; Tasq Technology, Inc.; Telecheck International, Inc.Termination and Release of Security Interest in Patent Rights
Aug 19, 2019
Reel 50094, frame 455
Wells Fargo Bank, National AssociationFirst Data CorporationTermination and Release of Security Interest in Patent Rights
Aug 19, 2019
reel/frame not recorded
Wells Fargo Bank, National AssociationDW Holdings, Inc.Termination and Release of Security Interest in Patent Rights
Aug 19, 2019
reel/frame not recorded
Wells Fargo Bank, National AssociationFirst Data Resources, Inc. (K/N/A First Data Resources, LLC)Termination and Release of Security Interest in Patent Rights
Aug 19, 2019
reel/frame not recorded
Wells Fargo Bank, National AssociationFundsxpress Financial Networks, Inc.Termination and Release of Security Interest in Patent Rights
Aug 19, 2019
reel/frame not recorded
Wells Fargo Bank, National AssociationIntelligent Results, Inc. (K/N/A First Data Solutions, Inc.)Termination and Release of Security Interest in Patent Rights
Aug 19, 2019
reel/frame not recorded
Wells Fargo Bank, National AssociationLinkpoint International, Inc.Termination and Release of Security Interest in Patent Rights
Aug 19, 2019
reel/frame not recorded
Wells Fargo Bank, National AssociationMoney Network Financial, LLCTermination and Release of Security Interest in Patent Rights
Aug 19, 2019
reel/frame not recorded
Wells Fargo Bank, National AssociationSize Technologies, Inc.Termination and Release of Security Interest in Patent Rights
Aug 19, 2019
reel/frame not recorded
Wells Fargo Bank, National AssociationTasq Technology, Inc.Termination and Release of Security Interest in Patent Rights
Aug 19, 2019
reel/frame not recorded
Wells Fargo Bank, National AssociationTelecheck International, Inc.Termination and Release of Security Interest in Patent Rights
Aug 19, 2019
reel/frame not recorded
Wells Fargo Bank, National AssociationFirst Data Resources, LLCTermination and Release of Security Interest in Patent Rights
Aug 19, 2019
reel/frame not recorded
Wells Fargo Bank, National AssociationFundsxpress Financial Network, Inc.Termination and Release of Security Interest in Patent Rights
Aug 19, 2019
reel/frame not recorded
Wells Fargo Bank, National AssociationFirst Data Solutions, Inc.Termination and Release of Security Interest in Patent Rights

Sources

Google Patents · The patent document at USPTO · Assignment records at USPTO

USPTO account required: This application in Patent Center · USPTO's maintenance fee lookup

Maintenance fee events come from USPTO's own fee records. Its fee lookup asks for the patent number and the application number.

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