212 patents currently held
26 more in force are now held by other companies
Held is read from USPTO's recorded assignments; a transfer never recorded there does not appear.
102 more records may belong here and await a decision; they are not counted.
The next term ends in Dec 2026. from the record
Free plan: 3 watched companies. Pro: unlimited.
Alerts on its grants, lapses and transfers.
104
Ending by 2030
Dec 2026
Next term end
158
Patent families
When these terms end
Held patents by the year their term ends
notable patents
fee due within 90 days
all others
Updated Nov 14, 2026 · includes USPTO assignment & status data published Nov 14, 2026 and grant & fee data published Nov 10, 2026 (weekly) · how we know
Notable: the highest-ranked patents in this portfolio by citations and family size. Fee due within 90 days: a maintenance fee is due within 90 days of when this page was computed and not yet paid.
Notable patents
Ranked by citations and family size, against patents of the same kind granted the same year. How we rank
Notable
Ends Apr 2030 · High confidence
Also notable
Ends Mar 2028 · High confidence
Also notable
Ends Apr 2028 · High confidence
Transaction Location Analytics Systems and Methods
US 8,306,846
Cited by 259 later US patents, top 5% of utility patents granted in 2012 in our data, and renewed at 3 of 3 maintenance windows. Protection runs to 2030.
Device with GPS to Manage Risk for Financial Transactions
US 7,945,494
Cited by 233 later US patents, top 5% of utility patents granted in 2011 in our data, and renewed at 3 of 3 maintenance windows. Protection runs to 2028.
Real Time Prepaid Transaction Bidding
US 7,641,110
Cited by 92 later US patents, top 10% of utility patents granted in 2010 in our data, and renewed at 3 of 3 maintenance windows. Protection runs to 2028.
Fee deadlines
Maintenance fees fall due 3.5, 7.5 and 11.5 years after grant. A missed fee ends a patent at the end of the six month grace period that follows, not on the due date.
- 7 fees due Dec 2 to 25, 2026 · next Dec 2
- 4 fees due Jan 4 to 21, 2027 · next Jan 4
- 3 fees due Feb 11 to 25, 2027 · next Feb 11
- 2 fees due Mar 5 to 10, 2027 · next Mar 5
- 2 fees due Apr 6 to 29, 2027 · next Apr 6
- 1 fee due May 5, 2027The maintenance fee for Electronic Cargo Payment System (US 10,467,607) comes due May 5, 2027. Unpaid by Nov 5, 2027, it lapses early.
- 7 fees due Jun 1 to 30, 2027 · next Jun 1
- 4 fees due Jul 14 to 30, 2027 · next Jul 14
- 2 fees due Sep 3 to 12, 2027 · next Sep 3
- 3 fees due Oct 12 to 26, 2027 · next Oct 12
- 3 fees due Nov 3 to 12, 2027 · next Nov 3
Recent changes
- 8 terms have ended since Aug 16, 2026
What they patent
The 5 largest of its 158 families, grouped by real patent family and labeled by the earliest filing in each. No technology classification is inferred from titles.
| Point-Of-Sale-Based Market Tracking and Reporting | 7 in force | to Jun 2032 |
| Integration of Gift Card Services for Mobile Devices and Social Networking Services | 4 in force | to May 2028 |
| Instant Digital Issuance | 3 in force | to Apr 2040 |
| Systems and Methods for Mobile Device Purchase Flows | 3 in force | to May 2036 |
| System and Method for Evaluating Transaction Patterns | 3 in force | to Oct 2035 |
Patents held now
Soonest term end first.
| Patent | Title | Status | Expires | Confidence |
|---|---|---|---|---|
| US 7,574,402 | System and Method for Authorizing Electronic Payment Transactions In force · High confidence | In force | High confidence | |
| US 8,140,887 | System and Method for Providing Data Services via a Network In force · High confidence | In force | High confidence | |
| US 7,610,248 | Weight Measuring Systems and Methods In force · High confidence | In force | High confidence | |
| US 7,571,140 | Payment Management held by First Data Corporation and The Western Union Company In force · High confidence | In force | High confidence | |
| US 7,896,234 | System and Method for Authorizing Electronic Payment Transactions In force · High confidence | In force | High confidence | |
| US 7,516,885 | Transaction Instruments with Enhanced Security Pin and Expiration Date Generation In force · High confidence | In force | High confidence | |
| US 7,873,566 | Systems and Methods for Selectively Accessing or Using Financial Account Data for Subsequent Risk Determination In force · High confidence | In force | High confidence | |
| US 8,055,581 | Management of Financial Transactions Using Debit Networks In force · High confidence | In force | High confidence | |
| US 7,967,195 | Methods and Systems for Providing Guaranteed Merchant Transactions In force · High confidence | In force | High confidence | |
| US 8,566,239 | Mobile Commerce Systems and Methods In force · High confidence | In force | High confidence |
Also on record, not counted in the 212: 26 patents in force now held by others · 367 patents ended · 1 application pending · 387 applications abandoned. List them
Sources and methods
Compiled from USPTO application file histories, grants and recorded assignments, with the company's own names reviewed by hand. How this record was built
Portfolio grouped automatically from ownership conveyances to the names matched to this company, usually every name that begins with its own, so it counts patents an affiliate holds; each list row names the holder of record. Security interests are excluded and ambiguous records are not reviewed by hand.
Fee due within 90 days marks a patent with a maintenance fee due within 90 days of the date this page was computed and not yet recorded paid, so it can end earlier than the bar shows. A fee left unpaid ends the patent at the close of the six month grace period that follows its due date, not on the due date itself. It is not a prediction that the fee will be missed.
Computed patent terms end on the dates shown. Related patents and pending applications may cover overlapping subject matter.